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AUTO EXPLAINED

Auto Explained

Clear explanations of car buying, auto loans, monthly payments, and the real costs that affect what you pay.

What You’ll Learn Here

  • How auto loans and car payments work
  • What APR really means for a car loan
  • How down payments affect monthly payments
  • Common car-buying and financing mistakes to avoid

Latest Articles

Minimum Credit Score Needed for an Auto Loan

What credit score lenders typically look for, how approval tiers work, and what really matters beyond the number.

How Auto Loans Work (Start to Finish)

From approval to final payment, here’s how car loans actually work and what determines the total cost.


How Car Payments Are Calculated

A simple breakdown of how lenders calculate monthly payments and what changes the total cost.

View all Auto Explained articles →

How to Use Auto Explained

Start with the topic that matches what you’re doing right now—shopping for a car, comparing loans, or trying to understand payments before you buy.

Car Payment Calculator

Want to see how price, interest rate, and loan term affect your monthly payment?

Use the car payment calculator →

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